

Siding Replacement in St. Louis
Re-siding is the one time the wall under your siding is open to inspection. Here is when replacement beats repair, what a full tear-off should include, what your city requires, and what the published 2025 numbers say it costs.
- Free written estimate, rot priced before you sign
- New house wrap and flashing behind every wall
- Kickout flashing at every roof-to-wall intersection
In the City of St. Louis, 57.9% of homes were built before 1940, and much of that older stock is solid brick, which has no siding to replace. Siding work in this metro lives on frame houses: the postwar suburbs of St. Louis County, where 68.6% of homes were built before 1980, the river towns on the Illinois side, and St. Charles County, where three homes in four date from 1980 or later.
Those dates matter more than the color you pick. They decide whether EPA's lead renovation rule applies, whether the old siding could be asbestos-cement, and what kind of sheathing is waiting underneath. This page takes the decision in the order it comes up: replace or repair, what the work involves, what your city asks for, and what it costs. For the materials side by side, see siding materials compared.
Replace or repair: the test we use
Not every tired wall needs a re-side. If the damage sits in one place, such as a few cracked courses behind the grill or one wall dented by hail, a repair is usually the right call and costs far less than a whole house. Our siding repair page covers that work.
Replacement starts to make sense when the problems are spread across the house, or when a repair cannot be made to match. The signs we look for:
- Soft or swollen boards on several walls, most often at the bottom courses, under window sills and below the corners where a roof meets a wall.
- Hardboard that is cracking, warping or delaminating. Hardboard is wood fiber pressed together under heat and pressure, and several class-action lawsuits were filed over certain hardboard products.
- Paint that keeps peeling on wood or fiber cement soon after a careful repaint. That usually means water is reaching the boards from behind.
- A discontinued product. If the color or profile is no longer made, a patch will never match. After a storm that becomes an insurance question; see hail damage and matching. We inspect, measure and photograph, and give you documentation to send your insurer. The claim stays yours: Missouri law (RSMo 407.725) bars exterior contractors from negotiating a claim for you or promising to pay any part of your deductible.
- Two layers already on the wall. A third layer hides whatever went wrong under the first two.
What a full re-side involves, in order
A complete re-side is more than new panels. Done properly it runs in this order:
- Set-up. On a house built before 1978 that means lead-safe containment before any painted surface is disturbed.
- Tear-off to the sheathing, every layer, with the debris handled the way the old material requires.
- Sheathing check. Soft areas are opened up and photographed, and the repair is priced by the square foot for the rot that is really there, in writing, before work goes on.
- A new water-resistive barrier. IRC section R703.2 requires at least one layer, continuous to the top of the wall. Felt and house wraps rated to ASTM E2556 run horizontally, upper course over lower, lapped at least 2 inches, and at least 6 inches where two pieces meet end to end.
- Flashing at every opening and intersection, tied into that barrier (next section).
- Trim, soffit and fascia, then the siding. The code sets minimum thickness and fastening in Table R703.3(1) and points to the siding maker's installation instructions for the rest, so those instructions are part of the job, not a suggestion.
- Photos and a final walk. Once the siding is on, nobody can see the barrier again, so we photograph it as we go.
The flashing the code spells out
IRC section R703.4 calls for corrosion-resistant flashing applied shingle-fashion, each piece lapping over the one below, at seven kinds of places:
- window and door openings, detailed in R703.4.1;
- where a chimney or other masonry meets a frame wall;
- under and at the ends of copings and sills;
- continuously above projecting wood trim;
- where a porch, deck or stair attaches to the house;
- at wall and roof intersections;
- at built-in gutters.
At windows, R703.4.1 sends the installer to the window maker's flashing instructions first. Where those are silent, a pan flashing goes under the sill, sloped or sealed so water drains out, with protection at the head and sides. Self-adhered flashing tape has to meet AAMA 711, and the gap around the rough opening gets air-sealed from the inside.

- Replacement window — sized to the opening, with the U-factor your city actually requires.
- Siding — lap profile, with trim around every opening.
- House wrap and flashing tape — the water-resistive barrier, replaced not reused, lapped in the right order and taped around every opening.
- Sheathing — opened and inspected; soft areas priced against what is actually found.
- Framing — king and jack studs, header and sill around the window opening.
Older houses: lead paint and asbestos-cement
Two rules ride along on older houses, and both change how the tear-off is done.
Lead paint. On a house built before 1978, a paid contractor who disturbs painted surfaces works under EPA's renovation rule. The exterior allowance for small jobs is 20 square feet, and stripping painted wood siding counts as demolition of a painted surface, which that allowance never covers. The rule decides who may do the work, how the area is contained and cleaned, and what paperwork you are given. The full requirements are on our lead paint rule page.
Asbestos-cement siding. The rigid cement shingles on many houses built before about 1980 can contain asbestos. Intact on the wall, the material is classed as non-friable. Breaking, sawing, sanding or power-washing it can change that, and so can the size of the job: Missouri's thresholds are 35 cubic feet, 260 linear feet or 160 square feet. Missouri exempts a single house of up to four units from its regulated-structure process, but that exemption covers paperwork, not the dust. We test suspect siding before anything is disturbed. Covering intact asbestos-cement with new siding is sometimes the better plan, as long as it is your informed choice and you know it stays on the house for the next owner.
Permits: the answer changes at the city limit
Missouri has no statewide building code, so each city sets its own permit rule, and the Illinois towns do the same for permits. The city-by-city table is on our siding and window permits page. A few rules that matter for a re-side in particular:
- Unincorporated St. Louis County treats re-siding, even with a different material, as maintenance that needs no permit, and insulation added under the new siding is exempt too. Damage repair is different. Fixing damage from wind, fire, termites, flood or earthquake needs a permit whatever its size, unless the County inspects first and agrees the work is cosmetic.
- The City of St. Louis exempts new aluminum, steel or vinyl siding when no opening changes, outside its historic districts. Its list does not mention fiber cement or wood.
- Town and Country asks for no permit unless sheathing comes off or goes on, and the architectural criteria its review board applies prohibit vinyl siding and soffits.
- Brentwood sends a re-side to its Architectural Review Board before the permit issues. Clayton requires board or staff review of exterior changes, at published fees of $135 and $85.
- Edwardsville struck the residential exemption list from its code, so a re-side there needs a permit.
What it costs: the 2025 published numbers
We do not publish a price range we cannot source. The most useful independent figures are in Zonda's 2025 Cost vs. Value Report, which prices defined projects for the West North Central census division that Missouri sits in.
| Re-side, 1,250 sq ft | Recouped | Job cost | Resale value |
|---|---|---|---|
| Fiber cement | 103.3% | $23,470 | $24,236 |
| Vinyl | 81.3% | $18,907 | $15,365 |
Both projects replace 1,250 square feet of existing siding over a continuous water-resistive barrier. The vinyl job includes factory trim at all openings and corners. The fiber-cement job is factory primed and factory painted, with 4/4 and 5/4 trim in fiber cement or cellular PVC. Costs are built from federal price indexes and Verisk's remodeling estimating data, and resale values come from a survey of more than 6,000 real estate agents.
Two things stand out. This region costs more than the national average for both jobs ($17,950 for vinyl and $21,485 for fiber cement nationally) and gets back less at resale (96.5% and 113.7% nationally). And of the four siding and window projects in the report, fiber cement is the one that earns back more than it costs here.
What moves the price on your house
The report's 1,250 square feet is a reference point, not a quote. These are the things that move a real number up or down:
- Wall area and height. A two-story wall or a walk-out basement side needs staging, not just ladders.
- Openings and corners. Every window, door and corner adds trim and flashing labor.
- What comes off. One layer of vinyl comes off fast. Wood under aluminum under vinyl does not, and asbestos-cement changes the plan entirely.
- What turns up. Rotten sheathing is billed at the square-foot rate written into the estimate, for the area that has to come out.
- House age. Lead-safe set-up, cleanup and cleaning checks on a pre-1978 house take real time.
- Material and trim. Steel, engineered wood, fiber cement, insulated vinyl and plain vinyl are all priced differently, and so are aluminum-wrapped, PVC and fiber-cement trim.
- Extras. Soffit and fascia, insulation under the siding, and design review fees where a city charges them.
Windows replaced during the re-side get flashed into the new barrier once, instead of the wall being opened twice. See window replacement.
Common questions about siding replacement in St. Louis
Does a re-side need a permit in St. Louis?
It depends on the address. Unincorporated St. Louis County treats a re-side as maintenance, Edwardsville requires a permit for it, and the City of St. Louis exempts only aluminum, steel and vinyl. Our permits page lists the published rule for every city and county we work in, and we look yours up before we quote.
Can new siding go over the old siding?
Sometimes, but it hides whatever is wrong underneath, including soft sheathing and windows that were never flashed. A tear-off is the only way to replace the barrier and the flashing, which is why we recommend it on most houses. Intact asbestos-cement siding is the main case where covering it deserves a real conversation.
Will new siding lower my energy bills?
Not much on its own. Most siding adds very little insulation; insulated vinyl carries foam rated R-2.0 or better. What a re-side does give you is a new continuous barrier and properly sealed openings. In unincorporated St. Louis County, insulation added under new siding needs no permit.
Is replacing siding worth it before selling?
On the 2025 Cost vs. Value figures for this region, a fiber-cement re-side recouped 103.3% of its cost at resale and a vinyl one 81.3%. Those are survey estimates from real estate agents, not an appraisal of your house. The condition of the rest of the house and the prices of homes nearby move the result too.
What happens if you find rot when the old siding comes off?
We stop, show you, photograph it, and apply the square-foot rate already written into your estimate to the area that has to come out. Rot near a roof-to-wall corner often traces back to a missing kickout or failed flashing, so the source gets fixed as well as the soft wood.
Does old siding have to be tested for asbestos?
If it looks like cement shingle and the house was built before about 1980, test it before anything is cut or broken. A single-family house is exempt from Missouri's regulated-structure process, but the material is the same material. The test tells you whether the choice is between removal and covering, or whether there is nothing to worry about.
Where we work
Siding replacement across greater St. Louis, from the city and St. Louis County out to St. Charles, Jefferson and Franklin Counties and across the river into the Metro East. Each city has its own page with the permit rule and code edition that apply there:
Sources: Water-resistive barrier laps, flashing locations, siding thickness and fastening (IRC 2021, R703) · Flashing where a roof eave meets a sidewall (IRC 2021, R903.2.1) · 2025 Cost vs. Value, West North Central and national averages · Cost vs. Value project definition, vinyl siding replacement · Cost vs. Value project definition, fiber-cement siding replacement · Cost vs. Value 2025 methodology (Verisk cost data, survey of 6,000+ Realtors) · Cost vs. Value: what the numbers mean (house condition and nearby values affect resale) · EPA lead renovation rule: 20 sq ft exterior allowance, demolition of painted surfaces · Missouri DNR asbestos requirements: thresholds and the single-residence exemption · Year structure built, ACS 2020-2024 five-year estimates (table B25034), City of St. Louis · ACS 2020-2024 year built, St. Louis County · ACS 2020-2024 year built, St. Charles County · St. Louis County: siding and exterior insulation exempt, damage repairs need a permit · City of St. Louis residential permit criteria · Town and Country building code quick reference sheet · Town and Country architectural criteria (City Code Section 500.110) · Brentwood building permits and Architectural Review Board · Clayton building permits and architectural review · Hardboard siding and the class actions over it (North Carolina Real Estate Commission) · Missouri RSMo 407.725: exterior contractors may not negotiate insurance claims or pay deductibles · Edwardsville building code amendments (residential exemptions deleted). Codes, programs and prices change; confirm the current rule with your city before you rely on it.

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